Welcome, Get Rich Slowly Readers!

Years ago, during a pretty bleak time in my life, I happened across an article by Donna Freedman called “Surviving (and Thriving) on $12,000 a Year,” in which she outlined some of the ways in which she intended to not only get through the lean times she was facing, but to do it with grace, dignity, and even joy.

I wanted what she had.

I returned to that piece many times over the next few years, and continued to read everything she published that I could find. I followed along as she charted new-to-her territory as a midlife college student, as she healed her finances and expanded her career… I tried many of the money-saving tactics she wrote about and even began to do a little writing of my own about how things were going. I wrote about what it was like for me to begin that process– and begin againhere.

Nearly a decade after Donna’s words first illuminated a screen in my dark little studio apartment, I find myself sharing a life and a name with a man named “Vega,” who joined me on a journey to becoming debt-free, amassing a fully-funded Emergency Fund, and now, saving to buy our first home. Because we’re becoming financially literate a little “later” in life, we acknowledged that homeownership would be more likely for us if we left our native Los Angeles and struck out for parts unknown. Unknown to us, anyway: Austin, Texas is one of the fastest growing cities in America, and that trend shows no sign of slowing any time soon! You can read more about how we came to our decision here.

We’re learning our way around our new home town, working as hard as we can to make sure our “starter home” isn’t a retirement home, and trying to have as much fun as we can in the process without delaying our dreams.

Mr. Vega and I finally got to meet Donna in person last summer when she visited Austin on a short trip. We had only been here a couple of weeks ourselves, but I was happy to spend a little time talking with her over breakfast tacos in the Central Texas summer heat, and when she asked if I was writing anything, I mentioned this little blog that was only a couple of months old and was still finding its voice. It still is. But she took a look, and it was this post that inspired her recent article over at Get Rich Slowly.

If I could stumble across someone else’s blog and be inspired to make deep and lasting change in my life, then anyone can do it. And if some of the work Mr. Vega and I are doing inspires even one person to start doing it for themselves, then something wonderful is happening. Because if we can free ourselves from the burden of debt that has become the norm in our society, who knows what else we can do to alleviate the poverty and financial stress that keeps some of our best and brightest women and men from achieving their full potential?

That may sound pretty lofty, but every paradigm shift the world has ever known has started with just one person thinking quietly to themself: “What if I could really do this?” The idea of personal financial responsibility and freedom didn’t start with me, or with Donna Freedman, or with any of the other wonderful bloggers who have been brave enough to share their experiences with the public. But the most important thing is that the ideas don’t end with us, either.

Thank you for visiting, and I hope you’ll stick around and share some of your own thoughts in the comments. One person, one decision at a time, can change the world. But none of us has to do any of it alone. And the best part of all? We can have a hell of a good time doing it!

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More Than Money (Hidden Emergency Fund Ideas)

Last week, we got word from my sister-in-law that my husband’s mother had taken ill, and needed to be hospitalized. She’s home now, and on the mend, thank goodness, but we were naturally on high alert, preparing for the possibility of traveling the thousand miles that separate us from her. We’ve got a decent number of airline miles that we’ve accumulated for use in the event of an emergency requiring last-minute travel in the continental United States (we’d have to use our Emergency Fund to get to our loved ones in Hawaii, if the need arose), and that got us thinking about what other non-cash resources could get us through an emergency or hard times.

Years ago, I read an article by personal finance writer Liz Weston called “The Emergency Fund You can Eat.” In it, she wrote of maintaining a fully stocked pantry and kitchen as a first-line defense in the event of a financial crisis. Picking up an extra item or two with each visit to the grocery store may be easier for some people than trying to pile up a month’s or more worth of cash, but might ultimately yield the same results: if the money stops coming in for a time, a person or family wouldn’t go hungry while they sorted out their next steps. Bonus points for keeping a garden, no matter how small. This particular strategy has come in handy for us countless times: when we’ve been too sick (or too busy!) to get to the grocery store, during the gap between starting a new job and receiving our first pay, and since we moved to Austin, during the occasional Severe Weather Alert, when it’s safest to stay off the roads.

Savings can take on many forms, and one of the ways we’re ready for emergencies is that we’ve saved up some of our paid sick days and vacation time at work. Well, Mr. Vega has, anyway… Being new at my full-time job, I have yet to accumulate much paid time off, but it’s my intention to get and keep a couple of weeks’ worth banked to use if an emergency should arise. Not everyone has this option at work, but some places will let you swap shifts or cover for each other. Helping co-workers out when you are able can also act as a sort of Rainy Day Fund: even if it won’t replace your lost income, having people willing to cover for you can save your job when you have to miss work.

To that end, maintaining good health is another crucial component of a cashless Emergency Fund. Cooking up some of that healthy pantry and garden food, staying hydrated, sleeping well, and getting regular exercise can not only prevent missed work days and lower medical expenses, but it can also provide the ability to physically respond to crisis. It’s easier to handle the loss of a car for a person who is in good enough shape to ride a bike to work, or walk to and from a bus stop. Someone who finds themselves unable to afford their rent is also likely unable to hire movers; having spent some time slinging weights around will make a DIY move much less painful. And healthy bodies stand a better chance of thriving should the need arise to care for an ailing loved one, or to take a second job to make ends meet.

Sometimes it is nice to be able to rely on plastic when times get tough, and that’s when we reach into our wallets for our library cards. I went a year without internet service when I was paying off debt, with the help of free library wi-fi. When I was finished with my work, I’d head over to the easy chairs and spend a little time enjoying current issues of magazines that would have cost me $5 each to buy. I’d leave with an armful of borrowed books, CDs and DVDs that provided a sense of abundance in addition to the information and entertainment I got from them. Most big-city libraries also provide classes in financial and computer literacy, job search help, storytimes for children (it’s not child care, but just letting someone else read to the kids for half an hour can be a real sanity-saver for stressed-out parents), movie screenings (sometimes with popcorn!), and here in Austin, the public libraries even host monthly Adult Craft Nights!  And all of it is free.

Finding money to deposit into an Emergency Fund is difficult, and even when we have the money, it’s not always pleasant. But investing in supportive relationships is a fun way to create a strong safety net for ourselves. Healthy friendships and familial relationships lessen the risk of depression and reduce the length of unemployment. If we remember to stay in touch with and enjoy the people we love when things are going well, then in hard times, those same friends and family will be there so to help each other move, provide care and companionship during illness or after an injury, or even prevent homelessness. While none of us like to imagine it, we wouldn’t hesitate to do the same for them, and it’s important to remember that accepting and receiving help when we need it also provides the giver with a sense of meaning and importance in their own lives. And being part of a robust social network makes us more resilient, so our difficulties are likely to pass more quickly than if we were trying to handle them all alone.

Getting some money in the bank to rely on in an emergency is ideal, but there are also plenty of other ways to prepare for crisis ahead of time. What are some of the ways you’ve found to be ready for whatever life throws at you? 

How to Start Living Below Your Means

I’m sick today. If I didn’t speak for a living, I could probably still go to work, but I’ve got laryngitis, so I am out of commission. Trouble is, as an hourly employee and freelancer, “no work” means “no pay.” The good news is, Mr. Vega and I have the great good fortune of a fully funded (3-6 months of living expenses) emergency fund, and have gotten the hang of living below our means, so we probably won’t need to dip into savings to cover a few days of lost work.

But it wasn’t always like this. Most of my work has come without paid sick time or vacation days, and before I learned to live modestly, even one sick day could create a financial crisis. Never mind “paycheck-to-paycheck,” I lived “credit card bill-to-credit card bill” for a decade, and viewed due dates as mere suggestions, racking up late fees and ruining my credit, while still getting $100 spa treatments on a regular basis. If I heard the suggestion during those years to live within or below my means, it didn’t register, because I wouldn’t have even known where to start.

It’s been eight years since I found myself living in a small, sad apartment, staring at thousands of dollars in credit card and tax debt, alongside statements for hefty paychecks, wondering how I could have earned such a high hourly rate for so long and have nothing to show for it. Less than nothing, actually, because I had a negative net worth!

Something happened in that lonely apartment, and before I knew it, I was canceling credit cards, filing amended tax returns in search of deductions that had been overlooked in my sloppy record-keeping, and trying out slow-cooker recipes to lower my food costs. I ignored my health and my relationships in order to work as much as I possibly could to get the debt paid. My intense focus got me debt-free within a year, but two years after that, I found myself with a $6,000 credit card bill, and a $20,000 car loan. I had learned how to pay off debt, but not how to avoid it in the first place. I hadn’t learned to budget, and I not learned to live below my means.

My first attempts at budgeting failed miserably, because I based them on templates that had little to do with my actual spending habits. As a single woman living in Los Angeles, I spent more than the national average on rent and transportation, but nothing on child care. Grocery expenses were low, restaurant spending was high, and visits to the hair salon were (and still are) non-negotiable. I came to understand that each of us is unique, and our earning, spending and savings will reflect that. What’s more, even one’s own budget will not remain a perfect fit year in and year out, or from one month to the next. Life changes quickly, and we have to change with it. I learned that if you’re ever going to get a handle on this money thing, you have to write down everything you spend. This is a requirement for success, but I struggled with it terribly until I discovered Mint (with whom I am not affiliated, and from whom I have received no compensation), which made it easy for me to see where the money was coming from and where it was going, so that I could begin to make changes based on what was actually happening.

With the whole ugly truth laid out in front of me, the first thing I did was to stop the most obvious money leaks. These are the areas where economizing is relatively painless: I started buying six-packs of soda at the grocery store and taking drinks to work instead of dropping $1.50 a day into the vending machine. I’d drive around the block looking for street parking instead of mindlessly pulling into the pay lot. My lifestyle didn’t change much, and I was still spending too much money, but I was beginning to wake up to the possibility of doing things differently. Things got much more refined later, but at this early stage, every time I didn’t super-size my order was a win for me.

After I got the hang of easier things, I began to get creative with the less-obvious opportunities for savings. I scoured my auto insurance policy for coverage I didn’t need, checked that my cell phone plan wasn’t more than I needed, and scheduled coffee dates with friends instead of dinners out. It became a game for me, and no savings was too small: the double-loader washing laundromat machine that cost a quarter less than two separate loads, the ten-cent savings at the coffee shop for bringing your own cup (later, of course, I switched to brewing my own coffee), the grocery store that offered a nickel credit for bringing your own bag…. I began to enjoy finding some sort of savings everywhere I went. After all, pennies add up to dollars, eventually.

Another major step in my financial awakening was beginning to declutter. I thought selling some of my no-longer-used things might be a good way to create more space in my home and in my budget. It was quite a shock to learn that I couldn’t expect to receive even half of what I had paid for most things, even if they had never been used! The exercise of decluttering and downsizing my possessions made me keenly aware of the purchases I made going forward. I have since cultivated a practice of buying less, buying for life when I can, and doing my level best to avoid retail prices everywhere else.

When I had just about reached the limits of minimizing my expenses within the life I was living, it became time for me to make a big move. For me, this first meant cutting cable and killing my TV, and later, moving in with a roommate to reduce my rent by $400 a month. And while it seems counterintuitive to not have begun with these things, baby-stepping my way up the ladder of frugality allowed me to garner small wins and develop an experiential conviction that larger sacrifices would be worth the effort. And they definitely were.

With my expenses cut as deeply as I could manage, my next task was to learn to earn more, which was by far the riskiest thing I did, as it involved working less, and taking a few chances with my schedule of part-time jobs and freelance work. But because I had finally paid off all my debt (again!), and brought my expenses more in line with my earnings, I could afford the gamble. The graphs and trends on Mint helped me realize that the job I deemed most stable, but that also caused me the most stress, accounted for only 10% of my annual income. With some trepidation, I left that job and increased my availability with the employer who was less stable, but paid much more. As last-minute freelance assignments come with a 20% premium, I held off on booking lower-paying work in advance, in the hopes that the higher-paying, same-day assignments would be plentiful enough to meet my needs. And I spoke up: when a new manager came on board at the freelance agency, I told him honestly that although the agency was one of my favorite employers, I frequently declined work there in favor of higher-paying jobs. Within the month, I was offered a rate commensurate with what I earned elsewhere. By choosing my assignments carefully, and giving highest priority to the highest-paying jobs, I was able to increase my income and reduce my workload.

Rinse and Repeat. By the time I had found so many ways to reduce my daily expenses, had brought down a few of the big ones, and learned to make more money in less time, life had changed enough that going back to the beginning seemed like a good idea. I had met and married my husband, and we began budgeting together early on in our dating relationship. “My goals” had been modified and expanded to become “Our goals,” which included saving for a house, and while the household income had doubled, regular expenses had not (two may not live quite as cheaply as one, but happily, the cost of running a household doesn’t double when its occupancy does). Eating a nearly meat- and alcohol-free diet didn’t work so well for my husband, so grocery expenses were higher, but cooking and eating at home was more fun with a companion, and so the restaurant budget shrank. And since we moved from California to Texas, we’re spending less on gasoline, but more on mosquito repellant!

Perhaps the biggest lesson I’ve learned on the path to living below our means is that you’ve got to have fun doing it. Brown-bagging my lunch means I get to eat healthier, more interesting meals every day, and still have enough money to get my hair done every other month, without having a minor panic attack when it comes time to pay. Losing my loyalty to name-brand products made by companies who aren’t concerned with my well-being means that I can fill our fridge without draining our bank accounts. Finding free fun on weekends lets us enjoy life while saving for a house. And taking a few calculated risks in order to earn more money allows me to stay home and write when I’m sick without fear that the lights will get turned off next month because of it.

Is living within or below your means important to you? What changes have you made, or would you consider making, to do it?

Work More, Earn More? Not Necessarily

A lttle over four months ago, Mr. Vega and I packed up a moving truck and left California for Texas, in pursuit of the American Dream. Real estate is cheaper here, we had read. Texas has no state income tax, and unemployment is lower, especially in Austin, our city of choice. What we didn’t quite plan for, however, is that while still much lower than in Southern California, the cost of living in Austin has increased dramatically over the past few years, and most incomes, including those in our fields of sales and service provision, haven’t kept pace. Our natural response was to kick into high gear at work, but we are coming to understand that working more doesn’t automatically mean earning more. Here are some things we’ve had to consider in our search for the sweet spot in our schedules:

In all freelance work, as in sales, it’s important to consider that opportunity cost is inherent in commitment. For every gig I accept, or every meeting Mr. Vega schedules, there will be others that we will miss. And while it’s unwise to try to keep one’s options so long that all the chances dry up, it’s generally a good idea to leave a little space in our schedules to take advantage of previously unforeseen opportunities. As a side benefit, rush jobs or last-minute gigs often come at a premium. In Los Angeles, same-day requests for service in my line of work are billed at a higher “emergency rate,” but that isn’t standard practice in Austin. What I’ve discovered as a freelancer is that, even though it’s out of the norm here, some clients are indeed willing to pay a 20% premium to have same-day service requests covered, and so I’ve gone against the grain and set my rates accordingly. In Mr. Vega’s line, the more urgently his customers need service, the more they’re willing to pay for it. If he were to schedule all his meetings three weeks out, he would run the risk of not being able to provide service to clients who need contracts signed today, so they can be up and running next week.

Profits aside, helping people handle their professional emergencies builds goodwill. There are many reasons besides procrastination that people need service at the eleventh hour: deals fall through, providers fall ill, and bad luck can befall anyone. Whatever we charge (and it’s not always more) for last-minute work, our clients and customers will hopefully remember that we came through when they were in a tight spot, and express their gratitude through referrals and repeat business.

Another good reason to avoid the temptation to over-book is that diversifying work environments grows word-of-mouth. We could keep the bulk of our efforts focused on a few select clients, but that increases the risk of decimating our income if we were to lose just one or two. Instead, we believe that the more people we can get our faces in front of, the more our phones are likely to ring. We need to leave a little margin in our days if we want to widen our sphere of influence in order to keep our income more stable.

Once the opportunities have been claimed, it’s important to bear in mind that working less can yield a higher-quality work product. There’s a joke sign I’ve seen hanging over the cash register in auto mechanics’ shops: “Good, Fast, or Cheap. Pick two.”  In order to earn more, we have to be willing to deliver a quality work product on-time, every time. The more over-booked we get, the more likely we are to cut corners or miss deadlines. And the more we do that, the more we have to lower our rates. So, declining work every once in a while allows us to do better in the work we do accept.

So, we’ve left some options open, and we’ve given ourselves time to do good work, but we also need to leave some room in our lives for self-care. Because in reputation-based careers such as ours, image is everything. I work closely with my clients, often when they are meeting new people, and am frequently viewed as an extension of them. If I am late, disheveled, or too exhausted to perform my duties well, that will reflect on the people I am assisting. One bad experience can result not only in losing that person or entity’s business, but also to developing a reputation as a service provider to avoid. And in sales, people are more likely to buy what you’re selling if they want what you have. The “used-car salesman” stereotype exists for a reason: too many salespeople have bought into the “work more, earn more” paradigm, and they come off creepy and desperate. But if a salesperson who appears fit, rested, and organized recommends a product or service, then unconsciously, folks are more likely to think that making the purchase just might make them a little more fit, rested, and organized. And because we allow ourselves a bit of time to attend to our lives outside of work, we’re not the people asking you to wait while we make personal phone calls or respond to texts. When we’re at work, we’re… well… working! Doesn’t that sound like someone you want working for you?

The concept of working more to earn more also reaches its limits when we find ourselves spending more money to maintain a busy work schedule. In our household, healthy eating is one of the first things to suffer when we get overbooked. We get so busy that cooking gives way to restaurant takeout, and eventually gets downgraded to fast food. “Just this once” becomes nearly every night, and then starts to include lunches, too. In addition to the expense of the food itself, the lack of quality nutrition contributes to lower energy levels and weakened immunity. The more poorly we’re eating, the less resilient we become, and eventually, our go-go work schedule leaves us sick and unable to work. Not to mention the weight gain, which can lead to having to buy new clothes that actually fit (Also, am I the only person who has ever bought clothes because I hadn’t found time to do laundry?) Minor clothing repairs can escalate into major wardrobe malfunctions when left undone due to busy-ness. Hectic schedules also deprive us of time to care for our homes and our cars… neglecting maintenance and repairs can be costly in the long-run, and few things are more embarrassing than exiting a cluttered, filthy car and finding yourself face-to-face with your client.

Keeping a too-busy life also harms personal relationships, which are a requirement for mental health and long-term happiness. After all, if we’re doing all this work to be able share the rewards with our loved ones, we’d better make sure there are some loved ones still around when we finally reach our financial goals!

To that end, I think it’s worth looking at why we’re so driven to earn. Perhaps you’ve heard the story of the American businessman who takes a vacation to Mexico, where he meets a young father who spends his mornings on the beach, fishing only enough to feed his family, and then spending the rest of the day with his wife and kids. The businessman tells the fisherman that he should fish all day in order to sell some of the fish and earn money, so that he can buy a boat and employ a crew to earn even more money. The Mexican fisherman asks the American what the result of all that work would be, to which the businessman replies “Well, after many years, if you work very hard, you can retire, and spend your days fishing on the beach with your wife and grandchildren.”

Certainly working and earning to better our lot in life is a noble goal… That’s exactly what we’re doing, and why we made our big cross-country move. But there comes a point at which simply doing more work starts to take us farther from what we’re trying to achieve, rather than moving us closer to our goals. As Mike Rowe says, “Work smart and hard,” and that’s exactly what we’re trying to do.

The Evolution of Fun

When we lived in Los Angeles, we didn’t have a lot of fun: The death of my mother two months before our wedding drove me into a two-year depression, and we were working very hard to become debt-free, amass an emergency fund, and then save toward a down payment on a home. The long, hard work complemented my mood, and my mood drove me to work longer and harder.

And “fun” in Los Angeles, let’s be honest, isn’t always that fun. When you ask an Angeleno how they are, the response is generally “Busy!” and they aren’t kidding. Coordinating a meal out with a few friends can take several days, and dozens of phone calls and text messages. In addition to individual schedules, factors come into play such as dietary restrictions, traffic patterns, availability of parking, and whose ex-lover may still frequent the chosen venue (I’ve known couples that, upon dissolving their relationship, sat down and mapped out which 12-step meetings one person would avoid and the other would attend, and vice versa. Breakups in L.A. are serious business). Half the time, at least one person in the group will be reviewing the meal or event for their blog, and generally, everyone can be expected to post photos and commentary to social media. Which means, you’re going to want to be camera-ready at all times, because like it or not, you will be tagged.

Our first weeks in Austin we found ourselves terribly early and over-dressed for just about anything we attended. I found it hard to believe that so many free, and genuinely interesting, events weren’t overrun with people. But, perhaps because there are so many options, nothing has felt over-crowded. Parking isn’t usually a problem, and there are enough seats for everyone (if you didn’t bring your own: our beach chairs occupy a permanent spot in our hatchback these days, and we hope to one day upgrade to actual camp chairs). There’s just a sort of un-organized harmony about the way people gather, here. Strangers greet each other like friends and are always happy to scoot over, make room, or help you carry in more tables and chairs, if that’s what’s needed. People will share the beer they brought, the shade they found, and directions to the food truck around the corner where they got those delicious-looking tacos. And when you talk, they look at you, not at their mobile phones.

In the few months we’ve been in Austin, fun has taken its rightful place in the center of our marriage. In the past few weeks, we’ve found ourselves attending a company-sponsored Longhorns tailgate party (which included free barbecue, queso, and Lone Star beer), the evening Free Swim at Barton Springs Pool, a pre-season mixer for our Bocce League, complete with free beer provided by our sponsor (and Mr. Vega’s favorite), Dogfish Head. We’ve seen free outdoor movies, enjoyed free music performances, and taken advantage of free museum days.

Even with all this free fun, some things are still worth paying for: We attended a Robin Williams memorial screening of Dead Poets Society at Alamo Drafthouse, are taking a month-long series of Two-Step dance classes, and have splurged on tickets to a couple of upcoming concerts. We’ve also been saving our pennies for a Fancy Date Night at a local farm-to-table restaurant that’s gotten nothing but rave reviews.

We’ve found that clean, comfortable clothes and flip-flops work just about anywhere, and arriving more than fifteen minutes early to just about anything is only necessary if you plan to have a drink nearby before the event starts. Life is just easier here, and people are more forgiving.

The more we do, the more deeply I am able to shed my grief and relax into the joy of our married life, the comfort of our deepening community connections, and the growing sense that all is right in our world. I have the sneaking suspicion that after marinating in all these good feelings for a while, even Los Angeles is going to feel a lot more fun to me. But for now, I’m grateful to have found myself in a place where it’s all so much easier. And I’m enjoying every minute of it.

How We Deal With Traffic

Yesterday, I started Part-Time Job #2, at a college here in Austin. In Los Angeles, the start of a new term generally means you can plan on adding half an hour to your commute for a couple of weeks, while students figure out their new routines and driving patterns. Adding that half-hour to the 15 minute cushion I like to give myself means that yesterday I arrived… 45 minutes early! I reckon that’s what happens when a person moves from a city with the nation’s worst traffic to a city with the nation’s fourth worst traffic. Austinites are complaining– and rightfully so– about the increasingly congested traffic that is accompanying their rapid population growth, but honestly from our perspective, it’s pretty mild. Also, we’ve developed quite a few traffic-avoidance behaviors, because in Los Angeles, “Traffic was terrible!” just doesn’t cut it as an excuse to be late. Here’s what works for us:

The single best way to avoid the problems caused by traffic is to simply leave very early. I make it my goal to arrive 15 minutes early to business meetings and unfamiliar work assignments, and about 10 minutes early for social engagements and jobs I do regularly. To that, I also add 10-30 minutes to whatever results my mapping applications tell me, depending on the time of day, or popularity of the event. While I’m often very early to places, I never have a problem filling the extra minutes: those pockets of time are perfect for using my mobile phone to connect with loved ones, make appointments, or return emails. Sometimes, too, it’s nice to just sit and read a book, or enjoy the surroundings for a few minutes. In any case, I’m happy to trade those “wasted” minutes for the ability to arrive without the stress of running late!

If you’ve got the option to schedule your days so that you are avoiding rush hours, all the better. I’m fortunate to be able to do that, and I’m often heading in the opposite direction of the worst of the traffic. Not everyone has that luxury, though, and in those cases, it’s sometimes good to plan activities close to your destination in the early mornings or late afternoons. My husband generally arrives half an hour early to his office, and then takes his time enjoying his coffee and preparing for his day. Running a quick errand after work, or meeting a friend or coworker for a tasty beverage before hitting the highway will probably also save quite a bit of time spent in slow-and-go traffic, and even if you get home a bit later, it’s a lot more pleasant.

Live close to where you work, or work from home. Of course, if you can minimize or avoid the daily commute altogether, even better! When we were planning to move to Austin, we mapped out all of our potential employers, and chose an apartment that was sort of in the middle of those options. It worked out well: my main employer is about four miles from home, and although Mr. Vega has a longer commute– about eighteen miles– he travels against the bulk of traffic, and he’s able to work from home two or three days a week. Again, that’s not always possible for everyone, but when it is, it’s pretty great.

Although public transportation is not a practical daily solution for either of us, we occasionally use it to avoid the traffic congestion that comes with special events, such as concerts and sporting events. Angelenos in the know, for example, ride the Metro to concerts at the Hollywood Bowl, or take advantage of the park and ride shuttles they offer. Here in Austin, festival-type events have enormous bicycle parking areas, as the locals have figured out that riding their bikes and/or taking the bus can save them both parking fees and time spent sitting in gridlock.

The above suggestions  have become such a way of life for us that, having moved to a city with less traffic, we frequently find ourselves with up to an hour to kill before the event! I’m sure we’ll adjust our habits in time, but meanwhile, we’re doing our best to not contribute to Austin’s growing traffic problem, and while we wait, we’re getting a lot of good reading done!

How do you deal with (or avoid) traffic?

 

How I’m Approaching Freelancing in a New City

First Things First: Update That Resume!

As soon as we knew we’d be moving, I updated my resume, something I hadn’t done– not really— in years. I needed to know my exact dates of hire and separation, as well as exact rates of pay, which took several phone calls and a visit to an HR department across town. I had worked there so long ago, my employment history was on microfilm, but as the work was still relevant to my career, it was important information to track down.

Once I had my resume in order, I made sure to send it to all the potential employers in my new city, with a short note introducing myself. Also, I included it as an attachment with follow-up emails, so that they wouldn’t have to look it up, if they wanted to refer to it.

 

Attend to Social Media

Because I’d worked at the same jobs and with the same agencies for many years, I’d never bothered to join LinkedIn. Nearly the moment I did, a client of mine from years ago wrote me a glowing recommendation, for which I was very grateful. I spent some time creating a professional profile that was as complete as possible, working from my aforementioned resume and also poring over the pages of colleagues, scouting for language and ideas that might be useful for mine. I endorsed every connection that I legitimately could, and took a look at their connections for names that I knew (or wanted to know).

I recently posed for a professional headshot, as well, to add to my LinkedIn, as well as to a few other sites specific to my profession.

Mine is a tight-knit profession, based almost entirely on reputation. Personal and professional relationships are quite fluid and often overlap, and so in my case, it was appropriate to reach out to my Facebook contacts, and to add my new colleagues as friends right away. Because of that, I took a closer look at my privacy settings and personal timeline, in order to ensure that my social persona was represented as being in alignment with my professional image, so that potential colleagues and employers in my new city would be able to see whether I am someone they’d like to work and play with.

The idea here was not to change how people might see me, but rather to ensure that what they were seeing was congruent with how I actually live and work. Funny enough, the links I posted to the Community Supported Agriculture garden we have a share in sparked many a workplace conversation about healthy, local eating with colleagues who vary widely in their other interests. Being honest about my home life in social media has strengthened several good professional connections!

 

Reach Out to Tenuous Contacts

Several colleagues of mine from Southern California had moved to Austin in the few years prior to our move. Although I wasn’t particularly close to them back then, I asked a mutual friend to help me get in touch, and that proved quite helpful. One man in particular sent me a detailed email, outlining every agency and employer he could think of in the area. He was also, I suspect, instrumental in helping me get the part-time gig I like the most, and you can better believe I won’t forget that soon!

 

Manage Finances to Avoid Desperation!

Even though Mr. Vega would have liked a new car, and we both would have liked an infinite number of new gadgets and furnishings for our new apartment, we kept a tight rein on our spending until we had secured reliable income. We sought out free fun and inexpensive sustenance. We diligently turned up our thermostat each day until we got our first electric bill, and waited for those occasional free Redbox codes to show up in our email.

Moving with a fully funded Emergency Fund, and staying frugal during our transition allowed us to accept assignments based on more than money, and to gracefully weather those first few weeks before the checks started coming in. We’ve been able to avoid overworking ourselves just to make the rent, and to keep our options somewhat open while we learn the nuances of our new home town.

 

Accept That Not Everything Will Pan Out

Before we moved, I applied for a few job openings online, and, for the first time in my career, wasn’t even asked to interview for any of them (remember, our field is based on reputation, and no one knows me here, yet). Well, as it happens, my freelance assignments and part-time gig turn out to pay much more than the regular positions would have. And since Mr. Vega has a job with benefits, it’s better for us financially if I take the higher-paying work over the stable, lower-paying jobs that come with health insurance and the like.

I also had a few coffee dates with potential new friends in my field that weren’t quite a match. We tried our best, but just like romantic dating, there’s an indescribable something that must be present for a friendship to work. And like romantic dating, the magic usually happens when you least expect it.

But it’s a numbers game: the more you try, the better your chances of making a connection.

 

Listen More Than You Speak

Rather than trying to impress everyone with my vast knowledge and spectacular word usements, I chose to keep my opinions to myself for a while and listen to what others had to say. “Tell me more,” became my favorite response. In this way, I got to hear how folks navigate the professional culture here, and what works best for them. And although I do my best to avoid gossip, when three people I met in three different environments each expressed misgivings about a particular employer, I paid attention! Because the only thing better than leaving your difficult boss is never working for her in the first place!

Waiting to express strong opinions also gave people the opportunity to get to know me by my presence and work ethic, rather than by what labels I give myself elsewhere. Letting people think of me as “the one who always shows up early,” or “the one who is attentive and hardworking” is probably better right now than being remembered as “the one who votes Democrat,” or “the one who avoids GMOs.”

 

Attend Orientations, Meetings, Workshops

As much as I’d prefer to avoid any event where I get to wear my name on a sticker, I’ve gotten to as many networking events as I can since our move. The Saturday morning staff meeting at my new part-time job that my boss said I could skip because I was so new? I was there bright and early. The annual end-of-summer gathering of hourly employees at my other tiny gig? Present and accounted for, with my name tag on. Spend an entire Saturday in a skill-building workshop with other members of my profession? You’d better believe I’m going. Right now, I’m the person who will attend the opening of an envelope, if it will help build my name recognition, and familiarity with my peers and clients. Suiting up and showing up is half the battle, GI Joe!

 

Avoid The Temptation to Overbook (Accept Sub Assignments)

It’s been important to leave a little blank space in my schedule, so that I can accept the occasional last-minute gig. This allows me not only to be helpful when there is a need, but also gives me the opportunity to work in jobs I haven’t been hired on for permanently. And again, any time I’m able to meet a new client or colleague, it’s an opportunity to build reputation and create connections. As an added bonus, every time I accept work in a new part of town, I get to learn the city a little better.

And if the work doesn’t show up for the days I’ve left open? I still have plenty of post-move organizing to do, and it seems like I always am in need of a car wash, a manicure, or a trip to the grocery store.

 

Do Something Else! It’s Not All About Work!

We’re very fortunate to have moved to a place that offers abundant opportunities to get outdoors and have fun. Austinites are serious about their fun, and there is live music and good food just about everywhere you go. It’s been lovely to get out of the house a couple of times each week to disconnect and recharge. It took years to create the rich, supportive professional network I enjoyed in my hometown, and my new life won’t be built in a day. After doing all the work outlined above, it’s important to give it all some time to develop organically. Because as much as I love my work, it’s really only something I do so that I can enjoy the rest of what life has to offer!